NJ S276

Requires health care providers to deliver itemized, plain-language bills within 30 days of patient discharge or 7 days of a written request, detailing specific charges for services received.

Prohibits bills from using only medical billing codes or vague terms like "miscellaneous charges," and requires listing services by date, provider, and unit price with drug names instead of just codes.

Mandates that bills identify each item as paid, assigned to a third-party payer, or due from the patient, including the amount owed and due date.

Requires health care facilities to establish policies for responding to patient billing questions within 7 business days and display a patient liaison phone number on all bills.

Takes effect 24 months after enactment, with the Board of Medical Examiners and Department of Health directed to adopt rules ensuring consistency with existing out-of-network billing disclosure laws.