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NJ S3120

Bill

Official Source

Status

Introduced

1/13/2026

Primary Sponsor

Nicholas Scutari

Click for details

Origin

Senate

2026-2027 Regular Session

AI Summary

  • Repeals New Jersey's no-fault automobile insurance system and eliminates personal injury protection (PIP) benefits coverage requirements
  • Increases minimum mandatory liability insurance limits from $15,000/$30,000 to $100,000/$200,000 for bodily injury per person/per accident, while maintaining the $5,000 property damage minimum
  • Requires uninsured and underinsured motorist coverage to equal the insured's liability coverage limits, rather than being optional up to specified maximums
  • Removes tort threshold options that previously limited lawsuits for non-economic damages in auto accidents
  • Deletes provisions allowing basic and special automobile insurance policies as alternatives to standard liability coverage

Legislative Description

Repeals no-fault automobile insurance law and requires mandatory liability insurance law for motor vehicles.

Commerce

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee

1/13/2026

Committee Referrals

Commerce1/13/2026

Full Bill Text

No bill text available