NJ S3142

Eliminates the option for New Jersey auto insurance policyholders to designate their health insurance as the primary payer for medical expenses under personal injury protection (PIP) coverage

Requires PIP coverage from the auto insurance policy to serve as the primary coverage for the named insured and household relatives who lack their own auto insurance policy

Removes the coordination of benefits provision that previously allowed health insurers, HMOs, or government programs to pay medical expenses first after an auto accident

Deletes requirements for insureds to prove health coverage when selecting health insurance as primary, along with associated penalty provisions for lacking such coverage

Applies to all auto insurance plans delivered, issued, executed, or renewed in New Jersey on or after the bill's effective date