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NJ S3143
Bill
Status
1/13/2026
Primary Sponsor
Nicholas Scutari
Click for details
AI Summary
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Allows automobile insurers to voluntarily cover medical expenses for accident victims and then pursue reimbursement claims against health insurers when the insured had selected health insurance as primary coverage under New Jersey's personal injury protection (PIP) options
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Requires automobile insurers to notify the health insurance carrier of the insured's coverage selection when injuries are sustained in an automobile accident
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Permits automobile insurers to recover from health insurers the amounts that would have been paid had the health insurer acted as primary, plus reasonable attorneys' fees and court costs
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Applies to automobile insurance contracts entered into or renewed after the bill's effective date
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Amends P.L.1998, c.362 (C.39:6A-4.3) governing PIP coverage options in New Jersey
Legislative Description
Provides that automobile insurers may act as primary insurer and pursue claims against health insurers under certain circumstances.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
1/13/2026