NJ S3461

Prohibits the use of credit cards for deposits or payments on online casino games and online sports wagering platforms in New Jersey

Establishes comprehensive "Know Your Customer" (KYC) requirements for online gaming accounts, including verification of legal name, date of birth, Social Security number, and residential address through multi-source authentication

Requires online gaming operators to provide patrons with detailed account statements on demand showing deposits, withdrawals, win/loss statistics, and responsible gaming limit history for at least the past six months

Prohibits operators from imposing wagering requirements on patron withdrawals of their own funds and bans offering incentives to reverse withdrawal requests once initiated

Mandates identification and blocking of prohibited persons from online gaming accounts, including underage individuals, self-excluded persons, and those on exclusion lists, with ongoing monitoring requirements