NJ S3602

Establishes liens against life insurance policy proceeds and annuity contracts to satisfy child support judgments docketed with the Superior Court, with the lien attaching when proceeds become available to the insured's estate or beneficiary

Requires insurance companies issuing annuity contracts or life insurance policies to conduct child support judgment searches through private search companies before distributing proceeds, with a maximum fee of $10 per name searched

Applies the $2,000 net proceeds threshold only to settlements, civil judgments, arbitration awards, inheritances, and workers' compensation awards, while life insurance and annuity proceeds are subject to liens regardless of amount

Exempts funeral insurance policies, credit life insurance policies, and reasonable funeral expenses from the child support lien provisions

Protects insurance companies from liability when distributing proceeds based on judgment certifications showing no child support debt, if the beneficiary or insured provided inaccurate personal information