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NJ S3644
Bill
Status
2/24/2026
Primary Sponsor
Linda Greenstein
Click for details
AI Summary
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Insurance companies must send cancellation or nonrenewal notices for automobile and homeowners policies by certified mail with return receipt requested, in addition to regular mail
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Insurers must obtain a date-stamped proof of mailing from the United States Postal Service showing the insured's name and address when sending notices by regular mail
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Insurers must retain a certified duplicate copy of all mailed cancellation or nonrenewal notices
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Cancellation or nonrenewal notices that do not comply with these mailing requirements are not legally effective, meaning the policy remains in force
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The law takes effect 60 days after enactment and amends existing statutes P.L.1968, c.131 and P.L.1968, c.158
Legislative Description
Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
2/24/2026