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NJ S3810
Bill
Status
Introduced
3/5/2026
Primary Sponsor
Teresa Ruiz
Click for details
AI Summary
- Lowers the age for mandatory mammogram coverage from 40 to 18 years old, requiring health insurers to cover one baseline mammogram at age 18 and annual mammograms thereafter
- Expands required coverage to include physician-directed imaging such as ultrasounds, MRIs, and 3D mammography following baseline mammograms or high risk assessments
- Mandates coverage for additional imaging when mammograms show dense breast tissue, abnormal results at any density level, or when patients have risk factors including family history, prior breast cancer, or positive genetic testing
- Defines "high risk assessment" as an annual combined mammogram and MRI for women determined by their physician to be at high risk of breast cancer
- Applies to all health insurers in New Jersey including hospital service corporations, HMOs, individual and group health plans, small employer plans, and the State Health Benefits Program
Legislative Description
Requires health insurers to provide coverage for certain imaging related to breast cancer detection.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
3/5/2026
Committee Referrals
Commerce3/5/2026
Full Bill Text
No bill text available