NV SB246

Women covered by health insurance plans may obtain gynecological or obstetrical services without prior authorization or referral from their primary care physician, and may designate an in-network obstetrician or gynecologist as their primary care physician.

Requirements apply to individual health insurance, group health insurance, small employer health benefit plans, fraternal benefit societies, hospital/medical service contracts, health maintenance organizations, managed care organizations, the Public Employees' Benefits Program, and Medicaid.

The designated OB/GYN must participate in the insurer's network, meet the insurer's criteria for primary care providers, and agree to abide by standard terms imposed on other primary care physicians.

Provisions take effect January 1, 2026 for policies delivered, issued, or renewed on or after that date; conflicting policy provisions are void.

Local governments are exempt from unfunded mandate restrictions (NRS 354.599) for any additional expenses related to implementing the act.