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NY A06685

Bill

Status

Engrossed

3/22/2010

Primary Sponsor

Joel Miller

Click for details

Origin

Assembly

2009-2010 General Assembly

AI Summary

  • Requires banking institutions to pay checks in the order they are received, regardless of any other law, rule, or regulation
  • Applies to all banks that provide checking accounts to customers
  • Allows banks to dishonor a check for insufficient funds
  • Requires banks to honor smaller checks received after a dishonored check if sufficient funds exist to pay those smaller checks
  • Takes effect January 1 of the year following enactment

Legislative Description

Provides that every banking institution which maintains checking accounts for customers shall pay checks in the order received within account balance; provides such banks may dishonor check for insufficient funds, but then must honor smaller checks within amounts on deposit in the subject account.

Last Action

REFERRED TO BANKS

3/22/2010

Committee Referrals

Banks3/22/2010
Codes2/23/2010
Banks3/11/2009

Full Bill Text

No bill text available