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NY A02225

Bill

Status

Introduced

1/14/2011

Primary Sponsor

Vanessa Gibson

Click for details

Origin

Assembly

2011-2012 General Assembly

AI Summary

  • Removes the "five or more mortgage loans" threshold, requiring all persons and entities engaging in mortgage lending to obtain a license from the superintendent
  • Authorizes the banking board to establish minimum educational requirements for all mortgage brokers through rules and regulations
  • Directs the superintendent to establish a mortgage broker licensing examination and promulgate rules regarding the examination's timing, date, and administration
  • Requires mortgage broker applicants to demonstrate they have met all educational requirements established by the banking board and have passed the licensing examination before registration approval
  • Takes effect immediately upon enactment

Legislative Description

Requires all mortgage brokers to be licensed, establishes certain educational requirements, and directs and authorizes the superintendent to establish a mortgage broker licensing exam.

Last Action

referred to banks

1/4/2012

Committee Referrals

Banks1/14/2011

Full Bill Text

No bill text available