NY A03507

Prohibits insurers from refusing to issue, renew, or cancel homeowners' insurance policies based solely on the breed or mixture of breeds of dog owned by the policyholder

Prohibits insurers from charging increased premiums or rates for homeowners' insurance based solely on dog breed ownership

Allows insurers to refuse coverage, cancel policies, or impose increased premiums based on a dog being designated as dangerous under Agriculture and Markets Law section 123, if supported by sound underwriting and actuarial principles related to loss experience

Takes effect 90 days after becoming law and applies to all homeowners' insurance policies issued, renewed, modified, altered, or amended on or after the effective date