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NY A08834

Bill

Status

Introduced

2/19/2014

Primary Sponsor

Nick Perry

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Origin

Assembly

2013-2014 General Assembly

AI Summary

  • Requires out-of-state insurance adjusters with temporary permits to use cost data appropriate for the region of New York where claims are being adjusted, rather than out-of-state rates.

  • Mandates that insurers certify in their temporary permit applications that designated adjusters will use regionally appropriate cost data when settling claims from widespread property losses due to conflagration or catastrophe.

  • Adds a new unfair practice to insurance law prohibiting artificially deflating or lowering cost data used in adjusted claims, or using cost data inappropriate for the region where the loss occurred.

  • Applies the cost data requirement specifically to adjusters issued temporary permits under emergency situations lasting up to 120 days, with possible renewals.

  • Takes effect immediately upon enactment.

Legislative Description

Relates to the use of local cost data when adjusting claims; requires an insurer and independent adjuster to adjust certain claims made under an insurance policy that provides coverage for loss of or damage to property using cost data appropriate for the region of this state where the loss or damage occurred.

Last Action

amended on third reading (t) 8834b

6/17/2014

Committee Referrals

Rules6/12/2014
Codes6/10/2014
Insurance2/19/2014

Full Bill Text

No bill text available