Loading chat...
NY A03464
Bill
Status
1/27/2017
Primary Sponsor
Linda Rosenthal
Click for details
AI Summary
-
Prohibits insurers from canceling, refusing to issue, or renewing homeowner's and renters insurance policies based on the breed of dog owned on the property.
-
Applies to liability insurance policies for residential one, two, three, or four dwelling properties.
-
Requires rates for liability coverage to be based on sound underwriting and actuarial principles rather than dog breed.
-
Exempts dogs designated as dangerous under Agriculture and Markets Law Section 123 from the breed-based prohibition, allowing insurers to refuse coverage or impose increased premiums for such dogs.
-
Takes effect immediately and applies to all policies issued, renewed, modified, altered, or amended on or after the enactment date.
Legislative Description
Prohibits insurers issuing policies insuring personal injury and property damage arising out of home ownership or lease, from cancelling or refusing to issue or renew such a policy, or charging increased premiums based upon the harboring of a specific breed of dog on the premises; provides that such provisions shall not apply if the dog harbored has been designated as a dangerous dog pursuant to section 123 of the agriculture and markets law.
Last Action
print number 3464a
10/19/2018