NY A10160

Adds definition of "payment assurance device" to the Uniform Commercial Code as any device that can remotely disable a vehicle.

Prohibits creditors or their agents from remotely disabling a vehicle without first providing written notice by registered or certified mail to the debtor.

Requires notice to be postmarked no later than 10 days before the creditor obtains the right to remotely disable the vehicle, using the method and timetable agreed upon in the initial contract.

Requires creditors sending more than 50 information subpoenas per month to maintain complete records for five years with certified grounds for each subpoena.

Imposes civil penalties of up to $50 per subpoena (maximum $5,000 per violation) for failure to maintain required records, enforceable by the attorney general.