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NY A01935

Bill

Status

Introduced

1/18/2019

Primary Sponsor

Kenneth Zebrowski

Click for details

Origin

Assembly

2019-2020 General Assembly

AI Summary

  • Requires all financial institutions (banks, trust companies, savings banks, credit unions, mortgage brokers, and similar entities) to provide written notice to customers 30 days before charging any fee based on account inactivity
  • Notice must include a telephone number and complete contact information for a financial institution representative who can address issues related to the fee
  • Electronic mail notification satisfies the written notice requirement
  • Applies to all financial institutions subject to New York banking law, whether headquartered in or outside the state
  • Takes effect 90 days after becoming law

Legislative Description

Requires financial institutions to notify a customer thirty days prior to charging a fee based on account inactivity; requires such notice to include a telephone number and the full contact information of a representative of the financial institution responsible for resolving any matter relating to the fee.

Last Action

enacting clause stricken

1/15/2020

Committee Referrals

Banks1/18/2019

Full Bill Text

No bill text available