A.11181 - COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020

• Establishes "hardship declaration" forms that tenants, mortgagors, and property owners can submit to prevent evictions, mortgage foreclosures, and tax foreclosure actions until at least May 1, 2021, if they experienced COVID-19-related financial hardship or health risks.

• Requires landlords and foreclosing parties to provide hardship declaration forms with all pre-eviction notices, rent demands, and foreclosure notices, and prohibits courts from accepting eviction or foreclosure filings without proof that the hardship declaration was served.

• Stays all pending eviction and foreclosure proceedings for at least 60 days and provides that tenants or mortgagors who submit hardship declarations cannot be evicted or foreclosed upon until May 1, 2021, except for persistent lease violations causing safety hazards.

• Protects property owners from credit discrimination and negative credit reporting if they file hardship declarations or receive stays on mortgage or tax foreclosures during the COVID-19 emergency period.

• Requires automatic renewal of senior citizen and disability-related property tax exemptions on 2021 assessment rolls without requiring renewal applications for those who received exemptions on 2020 rolls.