NY S00693

Prohibits New York City agencies and departments from imposing surcharges on credit or debit card payments for fines, civil penalties, and fees, effective 90 days after enactment.

Allows agencies to charge reasonable fees that do not exceed the actual cost incurred for credit card transactions, including fees paid to financing agencies.

Removes civil penalties and fees from the types of payments subject to cost-based surcharges, limiting those surcharges to tax, rent, rates, and charges.

Defines key terms including "holder" (cardholder), "credit card," "debit card," "issuer," and "person" for purposes of the prohibition.