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NY S04819

Bill

Status

Engrossed

7/22/2020

Primary Sponsor

Kevin Parker

Click for details

Origin

Senate

2019-2020 General Assembly

AI Summary

  • Establishes "The Good Neighbor Act" requiring plaintiffs in mortgage foreclosure actions (including lenders, assignees, and mortgage loan servicers) to maintain residential real property in good faith
  • Applies to vacant properties, properties that become vacant after the action commences or judgment is issued, or abandoned properties occupied by tenants
  • Maintenance obligation continues until ownership is transferred through foreclosure closing or other disposition and the deed is recorded
  • Defines "good faith" as honesty in fact and observance of reasonable standards of fair dealing
  • Exempts municipalities or governmental entities that hold subordinate mortgages from these maintenance requirements
  • Takes effect immediately upon enactment

Legislative Description

Requires a plaintiff in a mortgage foreclosure action to maintain the subject property in good faith.

Last Action

referred to judiciary

7/22/2020

Committee Referrals

Judiciary7/22/2020
Rules7/20/2020
Housing, Construction, and Community Development3/26/2019

Full Bill Text

No bill text available