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NY S06919

Bill

Status

Introduced

12/20/2019

Primary Sponsor

Shelley Mayer

Click for details

Origin

Senate

2019-2020 General Assembly

AI Summary

  • Prohibits banking institutions from charging fees when customers withdraw all funds and close an account, provided the account was open for at least 180 consecutive days prior to closing.

  • Prevents banking institutions from honoring deposits or withdrawals after a customer is informed that their account will be closed.

  • Prohibits banking institutions from keeping open or reopening an account after the customer is informed of closure.

  • Prevents banking institutions from charging any fees to customers or former customers regarding closed accounts, except for recovering amounts needed to satisfy negative balances existing at the time of closure.

  • Takes effect one year after becoming law.

Legislative Description

Relates to establishing limitations on bank accounts after such accounts have been closed including opening or re-opening such account, requesting a deposit or withdrawal or assessing certain fees.

Last Action

COMMITTED TO RULES

12/28/2020

Committee Referrals

Rules12/28/2020
Banks1/8/2020
Rules12/20/2019

Full Bill Text

No bill text available