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NY S08915

Bill

Status

Introduced

8/14/2020

Primary Sponsor

Timothy Kennedy

Click for details

Origin

Senate

2019-2020 General Assembly

AI Summary

  • Prohibits local laws, ordinances, or resolutions from allowing registration of residential mortgages in default until a mortgagee files a notice of pendency in court.

  • Prevents homeowners or occupants from being required to register mortgages in default.

  • Caps annual registration fees at $75 for residential mortgages in default and prohibits mortgagees from passing these fees to defaulting mortgagors.

  • Allows local governing bodies to impose fines on mortgagees for noncompliance, with fines prohibited from being passed to mortgagors in default.

  • Supersedes any existing local laws, ordinances, or resolutions requiring registration of mortgages in default, effective immediately upon enactment.

Legislative Description

Prohibits the registration of mortgages in default prior to the filing of a notice of pendency.

Last Action

REFERRED TO RULES

8/14/2020

Committee Referrals

Rules8/14/2020

Full Bill Text

No bill text available