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NY A07651

Bill

Status

Introduced

5/19/2021

Primary Sponsor

Victor Pichardo

Click for details

Origin

Assembly

2021-2022 General Assembly

AI Summary

  • Directs the superintendent of financial services to conduct a study of overdraft fees charged in New York State.

  • Study must examine total overdraft fees paid, geographic distribution, communities with high overdraft fee rates and reasons for those rates, percentage of fees reduced through negotiation, and consumer rights related to fee negotiations.

  • Superintendent must deliver a written report of findings to the governor, senate temporary president, and assembly speaker no later than 12 months after the act takes effect.

  • Report must be posted on the Department of Financial Services website.

  • Act takes effect immediately upon enactment.

Legislative Description

Directs the superintendent of financial services to study overdraft fees and prepare a report to be delivered to the governor, the temporary president of the senate and the speaker of the assembly.

Last Action

enacting clause stricken

9/15/2021

Committee Referrals

Ways and Means5/24/2021
Banks5/19/2021

Full Bill Text

No bill text available