NY A08725

Defines "property/casualty insurance" as basic and non-basic kinds of insurance under section 4101 of the insurance law, excluding accident and health insurance.

Allows insurers to deliver notices and documents by electronic means (email, internet posting, mobile application) if the recipient consents, meeting requirements of article three of the state technology law.

Requires insurers to obtain specific consent for each type of notice or document, rather than obtaining blanket consent for all electronic delivery.

Mandates that electronic mail regarding cancellation, non-renewal, or conditional renewal notices include clear and conspicuous language in the subject line and body alerting the recipient to the importance and type of notice.

Requires insurers to use alternative delivery methods if electronic delivery fails, the recipient hasn't received the notice, or the email address is no longer valid.