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NY A09629

Bill

Status

Introduced

3/28/2022

Primary Sponsor

John McDonald

Click for details

Origin

Assembly

2021-2022 General Assembly

AI Summary

  • Amends Insurance Law Section 6502(a)(2) to modify contingency reserve requirements for mortgage guaranty insurance companies
  • Requires companies to contribute 50 percent of remaining earned premiums to contingency reserves after establishing unearned premium reserves
  • Allows withdrawals from contingency reserves with superintendent approval when actual incurred losses exceed 35 percent of corresponding earned premiums
  • Adds language permitting additional withdrawals "as otherwise permitted by the superintendent" to provide regulatory flexibility
  • Takes effect immediately upon enactment

Legislative Description

Relates to mortgage guaranty insurance.

Last Action

referred to insurance

3/28/2022

Committee Referrals

Insurance3/28/2022

Full Bill Text

No bill text available