NY A10332

Presumes providers who render care or supply products within 72 hours of a motor vehicle accident have accepted assignment of no-fault benefits, unless fraud or deception by the claimant is present.

Requires providers who mistakenly bill non-no-fault insurers for claims eligible for first-party benefits to return fees and seek payment from the no-fault insurer instead.

Measures time limits for presenting invoices to insurers from the first date the provider or patient presented the invoice to any insurer.

Grants compensation providers a right of direct action against liable no-fault insurers for reimbursement of emergency treatment payments, capped at amounts permitted by state-promulgated fee schedules.

Prohibits no-fault insurers from excluding reimbursement for first-party benefits already paid to providers or medical equipment suppliers by other compensation providers.