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NY S02632

Bill

Status

Introduced

1/22/2021

Primary Sponsor

James Sanders

Click for details

Origin

Senate

2021-2022 General Assembly

AI Summary

  • Prohibits any person from requiring a confession of judgment in contracts or agreements for financial products or services
  • Applies to financial products and services offered by entities regulated by the superintendent of financial services under banking law or insurance law, or offered to consumers generally
  • Excludes financial products and services regulated exclusively by federal agencies, other state agencies, or where state regulations would be preempted by federal law
  • Defines covered products and services to include those requiring registration or licensing, those with specific consumer or investor protections in state law or regulation, and securities and commodities under article twenty-three-A
  • Takes effect ninety days after the bill becomes law

Legislative Description

Prohibits the inclusion of a confession of judgment in a contract or agreement for a financial product or service.

Last Action

COMMITTED TO RULES

6/3/2022

Committee Referrals

Rules6/3/2022
Consumer Affairs and Protection1/22/2021

Full Bill Text

No bill text available