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NY S05201

Bill

Status

Introduced

2/26/2021

Primary Sponsor

James Sanders

Click for details

Origin

Senate

2021-2022 General Assembly

AI Summary

  • Establishes the New York state money transmission disclosure act requiring licensees and their agents to provide written disclosures prior to customer payment for currency exchange transactions.

  • Mandates disclosures include the total amount of currency presented by customer in US dollars, the exchange rate applied, all commissions and fees in US dollars (including conversion fees, destination-based fees, and processing fees), and the total amount to be delivered to the beneficiary in both US dollars and foreign currency.

  • Takes effect 90 days after becoming law, with authorization for the superintendent of financial services to adopt necessary rules and regulations for implementation.

Legislative Description

Enacts the New York state money transmission disclosure act; requires each licensee providing a transmission transaction which involves currency of one country into the currency of another country to provide the customer with a written disclosure; authorizes the superintendent of financial services to implement any necessary rules and regulations.

Last Action

COMMITTED TO RULES

6/3/2022

Committee Referrals

Rules6/3/2022
Banks2/26/2021

Full Bill Text

No bill text available