NY S07797

Defines "property/casualty insurance" to include basic and non-basic kinds of insurance under section 4101, excluding accident and health insurance.

Allows insurers to deliver notices and documents electronically if the party consents, with electronic delivery treated as equivalent to mailed or certified mail under insurance law.

Requires insurers to obtain separate consent for each type of notice or document rather than accepting blanket consent for all electronic communications.

Mandates that cancellation, non-renewal, and conditional renewal notices sent electronically must include clear and conspicuous language in the subject line and body alerting the party to the importance and type of notice.

Requires insurers to use alternative delivery methods if electronic delivery fails or if the electronic mail address provided by the party is no longer valid.