NY S08156

Requires insurance policies covering hospital, surgical, or medical care to provide coverage for additional mammogram screening within a 120-day window when a provider assesses risk and recommends follow-up screening due to dense breast tissue or other clinical need.

Expands coverage to include dense breast as a qualifying condition for recommended mammograms at any age, alongside existing coverage for those with prior breast cancer history or first-degree relatives with breast cancer history.

Applies the 120-day additional screening requirement to individual policies, group policies, blanket policies, and HMO plans under the insurance law.

Adds mammogram coverage under Medicaid for individuals whose previous mammogram within 120 days showed abnormalities due to dense breast or where the provider deems another mammogram is necessary.

Takes effect 30 days after becoming law and applies to policies and contracts issued, renewed, modified, altered, or amended on or after the effective date.