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NY A00795

Bill

Status

Introduced

1/11/2023

Primary Sponsor

Pamela Hunter

Click for details

Origin

Assembly

2023-2024 General Assembly

AI Summary

  • Prohibits insurers from refusing to issue an automobile insurance policy to any applicant solely based on the applicant's credit information
  • Prohibits insurers from refusing to renew an existing automobile insurance policy solely on the basis of the named insured's credit information
  • Prohibits insurers from requesting credit information or credit reports from consumer reporting agencies for the purpose of policy renewal
  • Defines "automobile insurance" as contracts covering motor vehicles predominantly used for non-business purposes when a natural person is the named insured, excluding transportation network drivers
  • Takes effect immediately upon enactment

Legislative Description

Prohibits automobile insurers from refusing to issue or renew an individual's policy based on such individual's credit history.

Last Action

referred to insurance

1/3/2024

Committee Referrals

Insurance1/11/2023

Full Bill Text

No bill text available