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NY A00840

Bill

Status

Introduced

1/11/2023

Primary Sponsor

Crystal Peoples-Stokes

Click for details

Origin

Assembly

2023-2024 General Assembly

AI Summary

  • Superintendent of Financial Services must conduct a thorough review of rating territory definitions for non-business automobile insurance policies, focusing on changing demographics, borderline zip codes, and territorial groupings.

  • Superintendent may require insurers to adjust existing territory definitions or establish new ones for non-business automobile insurance based on the review findings.

  • Review must prioritize cities with populations between 19,040 and 25,000 that have experienced decreased traffic density and accidents and are geographically adjacent to cities with populations between 292,648 and 350,000.

  • Review must be completed by July 1 of the year following enactment, with a report to the governor and legislature due by December 31 of that same year.

  • Act takes effect immediately upon passage.

Legislative Description

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 292,648 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

Last Action

referred to insurance

1/3/2024

Committee Referrals

Insurance1/11/2023

Full Bill Text

No bill text available