NY A00841

Prohibits insurers from reporting inquiries about homeowners', personal lines fire, or non-business motor vehicle insurance policies to insurance support organizations or companies that maintain claims history reports.

Prevents insurers from refusing to issue or renew these policies, charging higher premiums, or assigning applicants to more expensive rating tiers based on inquiries that reveal loss or damage.

Applies the prohibition regardless of whether the inquiry was made to the current insurer or previous insurers, or recorded by insurance support organizations.

Takes effect thirty days after becoming law.