NY A01541

Insurers retain the right to request medical examinations, examinations under oath, and other verification documents necessary to establish proof of claim for motor vehicle insurance benefits.

Injured parties cannot be denied claims solely for failing to appear for scheduled examinations or provide verification, provided they submit written proof of reasonable justification or demonstrate willingness to comply within 30 calendar days.

Insurers may only deny the specific portion of a claim for which verification was required as proof, not the entire claim.

Emergency medical care provided within 48 hours of an accident cannot be denied based on the injured party's failure to appear for examinations or provide additional verification.

The bill renumbers subsections (c) and (d) to (d) and (e) respectively to accommodate the new verification standards.