NY A03023

Mandates all health insurance policies providing medical or comprehensive coverage in New York include coverage for medically necessary hearing aids for insured persons under 18 years old, purchased from registered hearing aid dispensers or licensed audiologists.

Limits coverage to one hearing aid per hearing-impaired ear every 24 months, unless the child's hearing has changed significantly within two years and the existing hearing aid no longer corrects the hearing loss.

Defines "hearing aid" as wearable instruments or devices designed for hearing plus parts and accessories, excluding batteries and cords; includes recasing, reshelling, and new mold services in coverage.

Permits insurance companies to subject coverage to deductibles, coinsurance, or copayments.

Applies the requirement to individual health insurance policies, group health insurance policies, and contracts issued by health service corporations or hospital service corporations, effective January 1 following enactment.