Loading chat...

NY A04011

Bill

Status

Engrossed

5/9/2023

Primary Sponsor

David Weprin

Click for details

Origin

Assembly

2023-2024 General Assembly

AI Summary

  • Superintendent of Financial Services must promulgate regulations within six months providing standardized definitions for commonly used terms and phrases in personal lines insurance policies

  • Standardized definitions must be used in personal lines insurance policies issued or delivered in New York on or after regulations are finalized, no later than January 1, 2025

  • Superintendent must promulgate regulations within six months providing standardized definitions for commonly used terms and phrases in commercial lines insurance policies covering real property, personal property, or liabilities for property loss or damage

  • Standardized definitions must be used in commercial lines insurance policies issued or delivered in New York on or after regulations are finalized, no later than January 1, 2025

  • Insurers may use alternative definitions provided they are not less favorable to policyholders or claimants, as determined by the superintendent

Legislative Description

Requires the superintendent to promulgate regulations which provide standardized definitions for commonly used terms and phrases in certain insurance policies.

Last Action

REFERRED TO INSURANCE

3/13/2024

Committee Referrals

Insurance5/9/2023
Insurance2/8/2023

Full Bill Text

No bill text available