NY A07815

Requires supplementary uninsured/underinsured motorists insurance to be included automatically in new or amended motor vehicle liability insurance policies, equal to the bodily injury liability limits unless the insured declines in writing.

Eliminates the "at the option of the first named insured" language, making supplementary coverage mandatory by default rather than optional.

Requires insurers to notify policyholders in writing upon issuance, renewal, or amendment that supplementary coverage is included unless declined, with specific language recommending the maximum coverage available.

Imposes penalty that if an insurer fails to provide the required written waiver form, the policy shall include maximum supplemental uninsured/underinsured coverage equal to liability limits regardless of premiums paid.

Extends the expiration date of chapter 490 of the laws of 2017 from June 30, 2023 to June 30, 2026, continuing these supplementary insurance provisions for three additional years.