NY A07910

Prohibits insurers from inquiring about, canceling, refusing to issue, refusing to renew, increasing premiums, or reducing coverage based on whether a residential building contains affordable housing units mandated by statute, regulation, or government agreement.

Prohibits insurers from taking adverse actions based on whether property owners or tenants receive rental assistance from government entities that limits tenant rent to a percentage of income.

Prohibits insurers from considering the level or source of income of property owners or tenants as a basis for cancellation, non-renewal, premium increases, or coverage restrictions.

Prohibits insurers from discriminating against limited-equity cooperatives, public housing authority-owned buildings, or cooperative housing corporations subject to articles 2, 4, 5, or 11 of the Private Housing Finance Law.

Preserves insurers' ability to cancel policies, refuse coverage, or adjust premiums based on other factors permitted under insurance law.