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NY A08500

Bill

Status

Passed

2/13/2024

Primary Sponsor

David Weprin

Click for details

Origin

Assembly

2023-2024 General Assembly

AI Summary

  • Changes verification requirement to apply only to New York state driving history (rather than any driving history) for rating or underwriting private passenger motor vehicle insurance.

  • Replaces "accept" with "process" when describing the binding of a policy or processing of annual premium payments before verification is completed.

  • Removes the requirement that insurers verify driving history of all drivers used to rate the policy at policy renewal.

  • Maintains good faith verification requirement through third-party database for applicants and named drivers at time of initial application and when drivers are added during the policy period.

  • Takes effect 180 days after enactment and applies only to policies issued on or after such effective date.

Legislative Description

Limits third party verification of an applicant's driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance to such applicant's New York State driving history; limits application to policies issued on and after the effective date.

Last Action

signed chap.80

2/13/2024

Committee Referrals

Rules1/16/2024
Insurance1/4/2024

Full Bill Text

No bill text available