NY S01470

Prohibits insurers from charging higher copayments or coinsurance for physical therapy and occupational therapy services than for primary care physician office visits for the same or similar diagnosed conditions.

Applies the copayment parity requirement to services provided by therapists licensed under Education Law Article 136 (physical therapists) and Article 156 (occupational therapists).

Amends four sections of New York Insurance Law covering individual health insurance policies, HMO policies, and group health insurance plans to implement the copayment parity requirement.

Preserves insurers' ability to enforce utilization review and the requirement that therapy services be performed pursuant to a medical order or physician referral.

Takes effect 180 days after becoming law.