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NY A01347

Bill

Status

Introduced

1/9/2025

Primary Sponsor

Crystal Peoples-Stokes

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Requires the Superintendent of Insurance to conduct a thorough review of rating territory definitions for non-business automobile insurance policies, focusing on changing demographics, borderline zip codes, territorial groupings, and alternative approaches to achieving homogeneity

  • Authorizes the superintendent to require insurers to adjust existing territory definitions or establish new ones based on the review findings

  • Prioritizes review of cities with populations between 19,040 and 25,000 that have experienced decreased traffic density and accidents, and are geographically contiguous with cities having populations between 292,648 and 350,000

  • Mandates completion of the review by July 1 of the year following enactment, with a report to the governor and legislature due by December 31 of that same year

  • Takes effect immediately upon passage

Legislative Description

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 292,648 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

Last Action

referred to insurance

1/7/2026

Committee Referrals

Insurance1/9/2025

Full Bill Text

No bill text available