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NY A01450

Bill

Status

Engrossed

5/27/2025

Primary Sponsor

Jeffrey Dinowitz

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Prohibits insurers from demanding personal, financial, and tax information when processing theft claims unless special articulable circumstances exist that directly relate to the specific theft and warrant investigation for potential fraud

  • Defines restricted information as: personal and business tax returns, non-vehicle permits/licenses, loan applications, voter registration history, bank statements, and business certificates (DBA or incorporation documents)

  • Authorizes the Superintendent of Insurance to designate additional types of personal, financial, or private information as intrusive through regulation

  • Classifies violations as unfair claim settlement practices under existing Insurance Law Section 2601

  • Takes effect January 1st following enactment, with immediate authorization for regulatory implementation

Legislative Description

Restricts insurers from demanding intrusive personal, financial and tax information from insureds as a standard practice in processing ordinary theft claims where no special circumstances warranting a demand for such information exists.

Last Action

ordered to third reading cal.55

1/7/2026

Committee Referrals

Insurance5/27/2025
Rules5/20/2025
Codes5/13/2025
Insurance1/9/2025

Full Bill Text

No bill text available