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NY A03048

Bill

Status

Introduced

1/23/2025

Primary Sponsor

Erik Dilan

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Prohibits contractors or repair companies from performing work on insurance claims if a public adjuster handling that claim has a financial or ownership interest in the contractor or company

  • Requires insurance company adjusters to disclose in initial written and verbal communications that they represent the insurance company's interests, not the insured's, and inform policyholders of their right to hire a licensed public adjuster

  • Maintains existing requirements for public adjusters to disclose relationships with referred service providers if related by blood or marriage to the second degree

  • Removes the previous option for public adjusters to simply disclose financial interests in referred entities, replacing it with an outright prohibition on such referrals

  • Takes effect on January 1 of the year following enactment

Legislative Description

Prohibits an individual or entity that performs services, work, or repairs from performing the services, work, or repairs relating to any insurance claim for which a public adjuster represents the insured or has negotiated or effected a settlement where such public adjuster has a financial or ownership interest in such individual or entity that performs the services, work, or repairs; requires public adjusters to make certain disclosures.

Last Action

referred to insurance

1/7/2026

Committee Referrals

Insurance1/23/2025

Full Bill Text

No bill text available