NY A03229

Prohibits life, accident, health, disability, long-term care, and medical indemnity insurers from conditioning rates, coverage, renewal, or benefits on an individual agreeing to undergo genetic testing

Bars insurers from requiring, soliciting, or using genetic information or genetic testing results for any insurance purpose

Prevents insurers from refusing to issue or renew policies, canceling policies, or altering coverage terms based on genetic predisposition of the insured or their family members

Allows insurers to still access medical records where otherwise permitted by law and to consider medical diagnoses in those records, even if the diagnosis resulted from genetic testing

Named the "Dennis Crawley genetic protection act of New York" and takes effect immediately