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NY A03304

Bill

Status

Introduced

1/27/2025

Primary Sponsor

Yudelka Tapia

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Prohibits banks and credit unions from imposing any fees for banking services related to electronic benefit transfer (EBT) card transactions

  • Prohibits automated teller machine (ATM) owners and operators from charging fees for EBT card use

  • Covers EBT cards for medical assistance, food stamps, public assistance, unemployment insurance, adoption subsidies, occupational training programs, and child support payments

  • Applies to all banking services including deposits, electronic fund transfers, check disbursements, reconciliation, reporting, and electronic cash management for benefit programs

  • Takes effect immediately and applies to any new contracts for benefit banking services entered into after the effective date, regardless of terms in existing contracts

Legislative Description

Prohibits the imposition of fees or surcharges for any service rendered through a banking organization relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof.

Last Action

amended on third reading 3304b

2/24/2026

Committee Referrals

Banks1/27/2025

Full Bill Text

No bill text available