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NY A03690

Bill

Status

Introduced

1/30/2025

Primary Sponsor

David Weprin

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Grants the Superintendent of Insurance authority to investigate drivers operating vehicles without insurance and those who misrepresent where their vehicles are garaged to obtain lower premiums

  • Increases civil penalties for possessing, producing, or using forged or false insurance documents from $1,000 to $2,000 for first violations, with subsequent violations remaining at up to $5,000

  • Creates a new class E felony for offering a false application for motor vehicle insurance or registration by lying about residence or vehicle garaging location

  • Expands insurance fraud in the fourth degree to include operating a vehicle insured under another state's laws when the owner actually resides in New York or garages the vehicle in New York

  • Requires applicants for vehicle registration and driver's licenses to provide a street address (not just a P.O. box) and sign attesting to the truth of their residence information

Legislative Description

Authorizes the investigation of fraudulent activities with regard to individuals operating motor vehicles without insurance; increases the civil penalty for forging insurance documents; creates the crime of offering a false application for motor vehicle insurance or registration.

Last Action

referred to insurance

1/7/2026

Committee Referrals

Insurance1/30/2025

Full Bill Text

No bill text available