NY A03723

Lowers the threshold for requesting reclassification to permanent total disability from 75% loss of wage-earning capacity to 50%

Removes the requirement that claimants must file within one year prior to exhaustion of indemnity benefits, allowing requests at any time

Defines "extreme hardship" as income from Social Security disability and pension being less than 50% of the worker's average weekly wage after permanent partial disability benefits end

Includes additional extreme hardship criteria: inability to meet expenses for self and dependents, subsequent medical/functional/vocational factors that further erode wage-earning capacity, or income falling below federal poverty guidelines