Loading chat...
NY A03785
Bill
Status
1/30/2025
Primary Sponsor
David Weprin
Click for details
AI Summary
-
Grants the Superintendent of Financial Services authority to investigate insurance fraud involving uninsured drivers and those who misrepresent where their vehicles are garaged to obtain lower insurance rates
-
Creates a new class E felony for offering false applications for motor vehicle insurance or registration containing false statements about residence or vehicle garaging location
-
Expands insurance fraud in the fourth degree (class E felony) to include operating a vehicle insured in another state when the owner actually resides in New York or the vehicle is principally garaged in New York
-
Elevates forgery to first degree (class C felony) when a person forges 10 or more written instruments, and adds certificates of insurance and insurance identification cards to documents covered under second degree forgery
-
Requires motor vehicle registration and driver's license applicants to provide their actual street address (not just a P.O. box) and sign attesting to the truth of their residence information
-
Expands predicate offenses for unauthorized use of a vehicle in the second degree to include prior convictions for auto stripping, grand larceny of a motor vehicle, criminal possession of stolen property involving a motor vehicle, and illegal possession of a vehicle identification number within the preceding 10 years
Legislative Description
Grants the superintendent of financial services authority to investigate fraudulent activities, such as motor vehicle operators who drive with no insurance coverage, and those who misrepresent their principal place of residence or where their motor vehicle is principally garaged and operated; authorizes such superintendent to accept reports of suspected fraudulent insurance actions; requires insurance companies and self-insurers to report incidents of insurance fraud to the department of financial services; includes within the class D felony of forgery in the second degree, the forgery of a certificate of insurance or an insurance identification card; includes within the class C felony of forgery in the first degree, the forgery of 10 or more written instruments; includes within the class E felony of insurance fraud in the fourth degree, the operation of a motor vehicle in this state when the vehicle is insured in another state, but it is actually garaged in this state or the owner principally resides in this state; requires applicants for motor vehicle registrations and driver's licenses to provide the department of motor vehicles with the address of their principal place of residence; relates to the crime of unauthorized use of a motor vehicle; adds other motor vehicle related crimes as predicate crimes which may increase punishment for unauthorized use of a motor vehicle in the second degree when one is convicted of such crimes within the preceding ten years.
Last Action
referred to insurance
1/7/2026