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NY A03795

Bill

Status

Passed

10/16/2025

Primary Sponsor

David Weprin

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Authorizes credit insurance policies to indemnify intended parents for expenses when IVF or intrauterine insemination treatment fails to result in the birth of a child
  • Covered expenses include living expenses of the surrogate during treatment, travel costs for treatment, and medical/hospital expenses not covered by comprehensive health insurance (including co-payments, deductibles, and coinsurance)
  • Prohibits credit insurance from solely covering medical and hospital expenses, co-payments, deductibles, or coinsurance without other eligible expenses
  • Requires insurers to provide a statement in the application and upon policy issuance that the credit insurance is not a substitute for comprehensive health insurance
  • Updates terminology in existing adoption insurance law, replacing "birth mother" with "gestational parent" and updating related definitions
  • Takes effect 30 days after becoming law

Legislative Description

Provides for a credit insurance policy for the indemnification of an intended parent for expenses disbursed when either the intended parent or a person acting as surrogate receives in-vitro fertilization or intrauterine insemination treatment that fails and does not result in the birth of a child.

Last Action

signed chap.448

10/16/2025

Committee Referrals

Insurance3/4/2025
Insurance1/30/2025

Full Bill Text

No bill text available