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NY A03795
Bill
Status
Passed
10/16/2025
Primary Sponsor
David Weprin
Click for details
AI Summary
- Authorizes credit insurance policies to indemnify intended parents for expenses when IVF or intrauterine insemination treatment fails to result in the birth of a child
- Covered expenses include living expenses of the surrogate during treatment, travel costs for treatment, and medical/hospital expenses not covered by comprehensive health insurance (including co-payments, deductibles, and coinsurance)
- Prohibits credit insurance from solely covering medical and hospital expenses, co-payments, deductibles, or coinsurance without other eligible expenses
- Requires insurers to provide a statement in the application and upon policy issuance that the credit insurance is not a substitute for comprehensive health insurance
- Updates terminology in existing adoption insurance law, replacing "birth mother" with "gestational parent" and updating related definitions
- Takes effect 30 days after becoming law
Legislative Description
Provides for a credit insurance policy for the indemnification of an intended parent for expenses disbursed when either the intended parent or a person acting as surrogate receives in-vitro fertilization or intrauterine insemination treatment that fails and does not result in the birth of a child.
Last Action
signed chap.448
10/16/2025
Committee Referrals
Insurance3/4/2025
Insurance1/30/2025
Full Bill Text
No bill text available