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NY A04432

Bill

Status

Introduced

2/4/2025

Primary Sponsor

Brian Cunningham

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Adds "consumer credit history" as a protected class under New York's executive law, defined as creditworthiness, credit standing, credit capacity, or payment history as indicated by consumer credit reports or credit scores

  • Prohibits landlords from refusing to rent or lease housing accommodations based on a person's consumer credit history

  • Prohibits misrepresenting that a rental property is unavailable when it actually is available, if such misrepresentation is based on the prospective tenant's credit history

  • Extends these protections to publicly-assisted housing accommodations, barring discrimination in terms, conditions, or privileges based on consumer credit history

  • Prohibits written or oral inquiries concerning consumer credit history for persons seeking to rent or lease publicly-assisted housing

Legislative Description

Relates to rental discrimination based upon consumer credit history; prohibits a person from refusing to rent or lease or otherwise to deny to or withhold from any person or group of persons housing accommodations because of the consumer credit history of such person or persons, or to represent that any housing accommodation is not available for rental or lease when in fact it is so available; defines consumer credit history.

Last Action

referred to governmental operations

1/7/2026

Committee Referrals

Governmental Operations2/4/2025

Full Bill Text

No bill text available