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NY A04462

Bill

Status

Introduced

2/4/2025

Primary Sponsor

Clyde Vanel

Click for details

Origin

Assembly

2025-2026 General Assembly

AI Summary

  • Requires insurers in the assigned risk plan to review risk profiles of all assigned policyholders within 90 days of the law's effective date and every two years thereafter to determine eligibility for voluntary market coverage

  • Mandates insurers write voluntary market motor vehicle insurance for any policyholder determined eligible upon policy renewal

  • Requires insurers to send written notice to policyholders at least 30 days before conducting the eligibility review, including information about their right to seek voluntary market coverage independently

  • Requires insurers to notify policyholders of eligibility determinations within 10 days after the determination is made

  • Authorizes the Superintendent of Insurance to review these eligibility determinations during examinations to ensure compliance with sound underwriting and actuarial principles

Legislative Description

Requires that an insurer participating in the assigned risk plan shall review the risk profiles of each policy holder that has been assigned to such insurer through the plan to determine if such policy holders are eligible for motor vehicle insurance coverage written by such insurer in the voluntary market.

Last Action

referred to insurance

1/7/2026

Committee Referrals

Insurance2/4/2025

Full Bill Text

No bill text available